QUOTE NERDS® LLC LEAD AND CALL TRANSFER SALES TERMS &

CONDITIONS (Effective March 6, 2026 – www.quotenerds.com)

IMPORTANT – READ CAREFULLY BEFORE PURCHASING ANY LEADS OR CALL

TRANSFERS

By accessing www.quotenerds.com (the “Platform”), creating an account, funding your account,

or purchasing, receiving, or using any consumer leads or live call transfers (“Deliverables”), you

(“Customer”, “you”, “your”) agree to be legally bound by these Lead and Call Transfer Sales

Terms and Conditions (the “Agreement”) in their entirety.

Quote Nerds® LLC (“Quote Nerds®”, “we”, “us”, “our”) is a Pennsylvania limited liability

company that operates as an online advertising publisher and lead generator/aggregator. All

Deliverables are sold and delivered strictly “as is” with respect to consumer content, accuracy,

and facts. Live call transfers occur in real time as received from inquiring consumers.

BY USING THE PLATFORM OR PURCHASING ANY DELIVERABLES, YOU

REPRESENT AND WARRANT THAT:

You are of lawful age to contract and are entering this Agreement in your individual

capacity or as an authorized representative of a business entity;

You are a sophisticated purchaser of consumer inquiry leads and live transfers;

You have read, understood, and agree to be bound by every provision of this Agreement;

Where any term is unclear, Quote Nerds® reserves the sole and exclusive right of

interpretation.

1. Account & Security You are solely responsible for maintaining the confidentiality of your

login credentials and for all activity under your account. Unauthorized use resulting from your

negligence does not relieve you of payment obligations for Deliverables purchased.

2. Payment Terms All purchases are due in full at time of order in U.S. Dollars via prepaid

account balance, U.S.-issued credit card, ACH, or wire transfer. Prepaid balances are deducted

automatically; it is your responsibility to maintain sufficient funds. We may suspend delivery or

terminate access for non-payment or declined charges. All payments (including wire/ACH) are

non-refundable once received.

3. Taxes & Fees You are responsible for all applicable sales, use, excise, or other taxes, as well

as any regulatory or transaction fees, which will be added to your invoice or deducted from your

balance.

4. Delivery of Leads & Call Transfers We will deliver Leads and/or live Call Transfers as

specified in your order or insertion order (“IO”). We use commercially reasonable efforts to

avoid delivering Expired Leads (more than two minutes old at transfer). All Deliverables are

provided “AS IS” with no warranties, express or implied.5. No Incentivized Marketing We do not use, and will not accept requests for, sweepstakes,

rewards, points, or any form of compensation to induce consumers to submit inquiries.

6. Consent & TCPA Compliance – Critical Customer Obligations We obtain or procure prior

express consent (which may be written) from consumers at the point of inquiry in accordance

with law applicable at the time of generation. Consumers may accept or reject consent for

ongoing communications; leads without ongoing consent are marked “One Time Contact Only.”

YOU ASSUME ALL RISK AND LIABILITY RELATED TO CONSENT AFTER

DELIVERY. It is your sole responsibility to:

Determine whether any additional or different form of consent is required under

Applicable Laws (including judicial interpretations such as Bradford v. Sovereign Pest

Control of TX, Inc., No. 24-20379 (5th Cir. Feb. 25, 2026)) before contacting any

consumer using any method or technology;

Obtain any such additional consent at your sole expense;

Honor any revocation of consent received directly or indirectly;

Scrub against National and state Do-Not-Call lists immediately before contact;

Maintain complete records of your consent, revocation, and compliance processes for at

least five (5) years;

Comply with the TCPA, Telemarketing Sales Rule (TSR), CAN-SPAM, state mini-

TCPA laws, and all other Applicable Laws when using any Deliverable.

We have no responsibility or liability for:

Revocation of consent after delivery;

The legal sufficiency of consent for your specific use case, technology, jurisdiction, or

calling/texting method;

Any claim, complaint, or liability arising from your (or your agents’) use of any

Deliverable.

7. Invalid Deliverables You must notify us in writing of any claimed Invalid Deliverable

(duplicate, expired, fraudulent, missing required fields, etc.) within ten (10) business days of

receipt, or it is deemed valid and non-disputable. We will provide supporting data (timestamp,

IP, URL, call recording if applicable) upon request. Our good-faith determination after joint

investigation controls.

8. Ownership & Exclusivity Upon full payment and delivery, you receive sole and exclusive

ownership of the Deliverables. We will not re-sell, re-license, or reuse them without your prior

written consent.

9. Customer Representations, Warranties & Covenants (Survival) You represent, warrant,

and covenant that you will:

Comply with all Applicable Laws when using Deliverables; Notify us within 24 hours of any consumer complaint, revocation, or regulatory inquiry

related to a Deliverable;

Never represent to any person that we are the “seller,” “initiator,” or vicariously liable for

your communications;

Maintain commercial general liability and E&O insurance with TCPA-specific coverage

of at least $5,000,000 per occurrence / $10,000,000 aggregate, naming Quote Nerds® as

additional insured (provide certificates on request).

10. Indemnification You agree to defend, indemnify, and hold harmless Quote Nerds®, its

members, managers, officers, employees, agents, suppliers, and affiliates from all claims,

damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising

from:

Your use of any Deliverable;

Any violation of Applicable Laws by you or your agents;

Any allegation that we are vicariously liable for your communications;

Breach of your representations, warranties, or covenants. This indemnity survives

termination.

11. Limitation of Liability IN NO EVENT WILL WE BE LIABLE FOR ANY INDIRECT,

CONSEQUENTIAL, SPECIAL, PUNITIVE, OR INCIDENTAL DAMAGES (INCLUDING

LOST PROFITS), EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL AGGREGATE

LIABILITY SHALL NOT EXCEED THE AMOUNTS YOU PAID US IN THE SIX (6)

MONTHS IMMEDIATELY PRECEDING THE CLAIM.

12. Disclaimer of Warranties ALL DELIVERABLES, THE PLATFORM, AND RELATED

SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES

OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS

FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

13. Term, Termination & Survival This Agreement begins upon your first purchase or account

creation and continues until terminated. We may terminate immediately for non-payment,

breach, or convenience (2 days’ notice). You may terminate for convenience (2 days’ notice).

Sections concerning ownership, indemnity, limitation of liability, confidentiality (if applicable),

data privacy, and survival provisions continue after termination.

14. Governing Law & Venue This Agreement is governed exclusively by Pennsylvania law.

You irrevocably consent to the exclusive jurisdiction and venue of state and federal courts in

Allegheny County, Pennsylvania.

15. Data Privacy & Security You shall comply with all applicable data-privacy laws (including

CCPA/CPRA and equivalent state laws) when handling personal information from Deliverables.

You shall maintain reasonable security measures and notify us within 24 hours of any suspected

data breach involving such information.16. Miscellaneous No assignment by you without our written consent. Force majeure excused.

No waiver unless in writing. Notices in writing. Independent contractors. Severability. Entire

agreement. Electronic signatures valid under E-SIGN.

Contact: info@quotenerds.com

By purchasing, funding your account, or using any Deliverable, you acknowledge that you have

read, understood, and agree to these Terms and Conditions in full.

QUOTE NERDS® LLC March 6, 2026